As the musical opens, the “London Town Carol” is heard across the Royal Exchange. Christmas is coming and everyone is waiting for the Exchange to close and the holiday season to officially begin (“A Jolly Good Time”). Mr. Smythe and his daughter, Grace, appear, looking for Ebenezer Scrooge. They have come to ask for a little more time on their mortgage repayment as Smythe needs money for his wife’s funeral, but his please fall on deaf ears. Scrooge is then approached to give money to the poor but he has no sympathy for their plight. Bob Cratchit tells his employer about his sickly child, Tiny Tim, but Scrooge has no interest in his family. However, he does begrudgingly give Cratchit Christmas Day off. Scrooge believes that charity has "Nothing to Do with Me," as he ventures home through the streets. However, he is chilled when the funeral of Mrs. Smythe passes him by.
At the home of the Cratchit’s, Bob and Tiny Tim are setting off to buy a little food for their meager
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