We said no gifts because we can’t afford...

We said no gifts because we can’t afford any gifts. And you have never, ever understood anything like that. Never. Because everything is always going to be “fine”, isn’t it? It’s fine to use the land as equity. It’s fine to get the stainless steel appliances. “Sure, Bill. The tile can wait ‘til next week. That’s just fine.” And that is why they called in the loans. That is why the business failed. That is why we are in this mess to begin with. This thing you do. So don’t “here’s a present, it will be fine” and expect me to think it’s sweet or generous or anything other than you being as irresponsible as you are always.